Appraisal services for Houston and Harris County homeowners

Here are the top 7 reasons why Texas homeowners need Shell PAS Enterprises, LLC:

  1. Get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
  2. Challenge a property tax assessment
  3. Remove PMI to cut their mortgage payments
  4. To reinstate your Home Equity Line of Credit (HELOC)
  5. Verify a different appraiser's report
  6. If real estate needs to be divided because of a divorce
  7. To settle an estate in Texas by determining the true market value of the real estate in question
Do you own a home in or near Houston? Do you need help determining the price of your real estate? Contact Shell PAS Enterprises, LLC.

We at Shell PAS Enterprises, LLC understand the unique needs of a consumer looking for appraisal services. Our customary business clients are used to the appraisal process and the usual reporting formats. Being a consumer that most likely doesn't see an appraisal every day, we will give you extra guidance and explanations through the appraisal process to understand what we do and how we document our findings.

For Sale by Owner/Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. Our professional appraisers at Shell PAS Enterprises, LLC are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is a crucial negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your house will attract interested buyers. It gives you something tangible to show the buyer. It's an independent third party's opinion of your house's value, and not just how much your home is worth. Potential buyers know you have an emotional attachment to your house and will be more likely to give credibility to an accomplished appraiser's value conclusion than yours.

Challenge Tax Assessment

If you live in an area that is going down or not appreciating as much as other homes nearby, your local tax assessor may have your home overvalued. That only means you are paying more taxes than you should. The faster you take care of things like this, the better, since your property assessment may likely go up again in the next period. An appraisal from Shell PAS Enterprises, LLC is your best weapon when contesting your property tax assessment.

Need to remove PMI?

PMI stands for Private Mortgage Insurance. A fashionable way to cut expenses for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is less than 80% of the value of your house, in most cases you can apply to a lender to have the PMI eliminated from your loan, which will make your monthly payments go down. At Shell PAS Enterprises, LLC, we're experts in helping people just like you do away with unwanted and unneeded PMI insurance.

Was your HELOC recently frozen?

If your property is near a declining area, your lender just might decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be harmful to your credit score since it may appear as though that credit line is maxed out, and also difficult and inconvenient from a cash flow viewpoint. Shell PAS Enterprises, LLC can provide you with an expert appraisal to help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Have you just received a copy of your appraisal and you'd like to have a seasoned professional double-check it for preciseness or do you desire a second opinion without the cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in question in a field review. Or, if you need it immediately, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Shell PAS Enterprises, LLC can help you with that. While usually requested by banks, you may want to utilize this service if you suspect mortgage fraud related to your property.