There are lots of reasons the public calls on Shell PAS Enterprises, LLC

Year after year, thousands of people in Texas buy, sell or refinance their home. Many of these transactions have a simple line item for an appraisal. While there are a multiplying number of automated home valuation systems that may appear to be more economical than an appraisal, practically all lenders still call in a local expert because the stakes are very high. You might believe that getting a mortgage is the only basis for getting an appraisal, but there are other instances when the services of a certified, independent real estate professional could be helpful.

Order appraisals online from Shell PAS Enterprises, LLC by simply clicking here.

Appeal your tax assessment in Harris County

It's likely you're paying too much in property taxes if you reside in an area where property values have declined. Property taxes are based upon a previous assessment of your home, so if values are less than what they used to be in your area, you can appeal your assessment and save money. An appraisal from Shell PAS Enterprises, LLC is your best evidence when building your case. We're equipped to assist you in challenging your tax assessment.

Removing PMI will lower your mortgage payment

When the amount being loaned to the homeowner is more than 80% of the actual value of the home, most lenders ask home buyers to buy an additional insurance plan. That policy is Private Mortgage Insurance, or PMI. This added payment is often folded into the monthly mortgage payment and is quickly forgotten. This is bad because PMI becomes unnecessary when the leftover balance of the loan - whether through market appreciation or principal pay down - falls below the 80% level. In fact, the Homeowners Protection Act (HPA) of 1998 was approved by the United States Congress requiring lenders to dismiss the PMI payments on most mortgages when the balance is paid down to 78% of the original value.

If you'd like to eliminate PMI, Shell PAS Enterprises, LLC can provide you with a statement regarding the value of your home. The expense of the home valuation can usually be offset in a short amount of time because you'll no longer be paying the PMI.

An appraisal from Shell PAS Enterprises, LLC will help you settle a divorce with less stress

A divorce is a very traumatic experience for the parties involved, and it is often further complicated by the hard decision of who maintains the property. Regardless of the circumstances, it's prudent to get an appraisal from Shell PAS Enterprises, LLC so both parties are fully aware of the true market value of their home.

The parties will have a clearer picture of what price to set, if they wish to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation.

Fair and accurate estate liquidation

The death of a loved one is a painful time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the real estate involved. We ensure the fullest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).

Unlike wealthy individuals, most Americans don't have dedicated estate planners or executors to take care of these issues. And seeing that a home or other property often makes up an uneven share of the total estate value, knowing the true value of the real estate at hand is of essential importance to ensuring disputing parties walk away knowing they've gotten an honest deal.

Shell PAS Enterprises, LLC can assist you in relocating to or from Harris County

Moving due to a job change can be a stressful event. We know where you're coming from. That being said, we take great care in setting up a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide input on the positive features of their property, as well as information regarding any new sales or listings in their neighborhood that they want considered during our detailed process.

Selling your home quickly at the right price with an appraisal from Shell PAS Enterprises, LLC

A professional appraisal can help you make a better educated decision when determining your asking price, whether you decide to sell your home on your own or with the help of a real estate agent. Separate from a real estate agent, an appraiser has no vested interest in what amount the house sells for. Our fees aren't contingent upon the value opinion we render, but rather they are based on our efforts to complete the appraisal.

We determine the difference in value things like an extra bathroom or a kitchen remodel can make on a daily basis. Obtaining a professional appraisal is a reliable way to determine what improvements will add value and what an applicable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long houses stay on the market.